LOAN RATES

effective: June 30, 2011

Rate Description
Term
Payment Description
Annual Percentage Rate
APR Type
New Auto
24 - 72 Months
As Low as
1.99% *
Fixed
Used Auto
24 - 72 Months
As Low as
1.99% *
Fixed
Overdraft Protection
Varies
As Low as
12.25%
Fixed
Share Secured
2 - 60 Months
2% more than current share certificate rate
N/A
Fixed
Home Equity
5 Years
Prime Rate **
3.25% *
Variable
Home Equity
10 Years
Prime + .25% **
3.50% *
Variable
Home Equity
15 Years
Prime + .50% **
3.75% *
Variable
Fixed Second Mortgage
5 - 15 Years
Call for Current Rate
N/A
Fixed
 

* Rates quoted are the lowest rates available for qualified applicants. Rates include certain discounts that can range from .25% to .50%.

** The floor rate for any adjustable rate home equity loan is 4.00%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.